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Finance

Case Study: The Do Good School

A nonprofit has $1M in reserve funds sitting in a money market. The bad news? Due to inflation, that money is actively losing value each year.
Karen Houghton
July 25, 2024

How the Do Good School is growing their giving.

The Challenge:

A nonprofit the "Do Good School" has $1M in reserve funds sitting in their savings account. The good news is that they converted that savings account into a money market so every year they get an average return of .07%. This gives them an additional $700 per year! The bad news is that the inflation rate was 1.2% in 2020 and expected to be 2.4% in 2021.

This means the Do Good School's money is actively losing value.

The Solution:

If the Do Good School had instead chosen to passively invest (financial practices that donors, businesses, and foundations follow) with Infinite Giving in our diversified Balanced Grower portfolio, that $1M in reserve funds could have returned an annual average of 8.29% per year.

They could have kept up with inflation and potentially earned an average return of $82,900 each year.

Should the Do Good School decide to keep investing, compound interest could grow their account to $1.49M over a 5 year period, all without raising additional donor support. ‍

We call it Growing their Giving.

Want to learn more? Book a free 20 minute consultation with a Nonprofit Investment Advisor Representative. You can also download this case study as a PDF here.

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The performance quoted represents past performance. Past performance does not guarantee future results. The current performance may be lower or higher than the performance data quoted. Calendar year returns reflect only full-year performance. Data Source: Wall Street Journal Markets Data.

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Infinite Giving Advisory Services, Inc. is a registered investment adviser in the States of Georgia, California, Colorado, North Carolina, Pennsylvania, and Texas. Advisory services are only offered to clients or prospective clients where Infinite Giving Advisory Services, Inc. and its representatives are properly licensed or exempt from licensure. Our firm may not transact business in states where it is not appropriately registered, excluded or exempted from registration. This website is solely for informational purposes.  Past performance is no guarantee of future returns. Individualized responses to persons that involve either the effecting of transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption. Investing involves risk and possible loss of principal capital. No advice may be rendered by Infinite Giving Advisory Services, Inc. unless a client service agreement is in place. Donation services provided by Infinite Giving Advisory Services, Inc.
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